YNAB Has Broken My Heart

Well, YNAB has just rolled out their new version today, and it’s web-based with a monthly subscription cost.  I’m not very comfortable with that myself, and I don’t know that the new features are worthwhile.  One is goals, and I always just add that to the category name, like Emergency Savings ($10,000).  I’ll know when […]

The Problem of Debt

I read an article back in November called, “Your Debt is An Emergency“. (language warning) The title resonated with me.  We’d been carrying a credit card balance since June of between $1000 and $3000.  I don’t even know why.  I guess stuff happens.  The van needed a major repair (its first in 10 years, so […]

You Need a Budget!

David and I have been mostly debt free since 2001.  Oh, we’ve had a minor set-back here and there, but for the most part, we’ve been able to use our credit wisely and have only occasionally carried a balance.  That seems pretty good, right?  I thought so, except having enough money was still a little […]

A Little Thought From the Sunday Readings

“I prayed for this child, and the Lord granted my request. Now I, in turn, give him to the Lord; as long as he lives, he shall be dedicated to the Lord.” (1Sam 1:27-28) Sometimes, we get so caught up in our children’s achievements, in their performance, in their abilities to conform to our expectations. […]

The End of a Day

When she was done picking out which parts of her dinner she wanted to eat – mostly carrots, hers and mine – Evie climbed into my lap.  “Are you sleepy?” I asked, noting her unusually subdued attitude. “I not sleepy,” she said, putting her head on my shoulder.  “I tired.” She was sound asleep in […]

{p,h,f,r} It’s Sunny!

{pretty} Winter, in my part of the world, tends to be gray and overcast.  Except when it’s brutally cold!  Alas, like most of the country this year, we’re experiencing unseasonable warm weather, and thus, it is rainy and gray something like 99.9% of the time.  But today!  Today I spied the sun shining on my […]

On the Monday Before Christmas

We’ve been using an Advent devotional this year called We Light the Candles¹.  Each week’s candle has a different name: Promise, Light, Love, and… “What do you think our last candle is named?” I asked the children. “Peace!” yelled one, and “Joy!” said another.  Rosie looked at me with a grin and said, “Impatience!” That’s […]

{p,h,f,r} At The Tree Farm

We’ve been going to a small, family-owned tree farm for our Christmas trees for most of the time we’ve lived here, but last year, we noticed that the trees were getting scragglier, and he didn’t seem to be planting new ones.  So this year, we went with a bigger, agri-tourism operation not far from Louisville, […]

Evie-isms

Evie missed her nap yesterday, so she fell asleep right after dinner.  Unfortunately, she woke up to find herself alone in the room, and I didn’t hear her over the sounds of the movie we were watching, so she was crying pretty hard by the time David found her.  She laid in my arms for […]

There’s Always Room For One More

It has been one month since my father-in-law moved in with us. Biggest challenge? Cooking enough food! I’m rather expert at cooking just enough most of the time, but he has thrown a monkey wrench in my meal plans by arriving rather suddenly and eating full sized portions, so I’m still adjusting. Also, my laundry […]